Cash Offers

If a buyer can pay for a home with cash – it’s a deal! Sellers like fast transactions. They understand that even buyers who have been pre-approved for home loans might be denied by the bank later on. Work situations can become unstable, independent contractors sometimes have trouble proving steady employment or some other unanticipated setback that may hinder the approval. Sellers favor cash buyers, in turn, these buyers often have more power to negotiate. Often times a seller will lower the price for a cash buyer. A home purchased with cash can change ownership very quickly. There are many advantages to both the home buyer and the seller:

  • No buyer appraisal is required. A low appraisal for a mortgage could be detrimental, leading the bank to offer a smaller loan, even after the seller and buyer have agreed on the sale price. In the event that the approved sum misses the mark, the purchaser usually can’t buy the home. All-cash buyers evade contract applications. In addition, no loan underwriting or other time-consuming requirements.
  • No credit check. In fact, no credit history is required at all. For those who always pay their bills, but have avoided using credit, paying cash might be the best option.
  • Less paperwork will be involved.
  • No mortgage interest is a huge advantage. Interest on a 30-year loan can double or triple the purchase price. In addition, the price for closing is significantly lower when a home is bought with cash.
  • Your mortgage is paid in full. In the face of disaster, you will never have to worry about losing your home.
  • The buyer will immediately gain full equity in the home.

The best reason to find a way to purchase your home with cash peace of mind. The sense of freedom and accomplishment will be priceless.

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Testimonials

Julia Jones

Julia Jones

"I was very pleased with American Property Buyers, it was a very delightful experience and I will refer them to others"

Brett Thomas

Brett Thomas

"Leah was helpful, informative, and honest in our dealings with her. Her follow-up was timely and she helped ensure the deal went smoothly. I look forward to working with her in the future."

David Ambrose

David Ambrose

"I recently had the opportunity to work with Leah on the acquisition of the above-referenced property. I have purchased several properties this year, and hands down this transaction was the easiest. Leah was very professional and responsive in dealing with questions and issues. I strongly recommend using Leah as an agent for potential buyers and sellers and look forward to working with her again on future real estate transactions."

Kevin Fanning

Kevin Fanning

My experience with Leah Dinsmore and American Property Buyers was excellent! American Property Buyers is a well-rounded, proficient group that displays teamwork. I would definitely recommend American Property Buyers to anyone in real estate.

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